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Compare your current compensation to projected agency gross commission at 60%, 65%, 70% and 75% splits. Adjust the inputs to match your book.
Select the agent split to compare against.
Important: agency gross commission is not the same as personal take-home income. As an independent agent you may have business expenses, taxes, benefits, employees and other costs — results are estimates for comparison purposes only, not a guarantee of income, and not tax or financial advice.
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The calculator estimates two things and compares them. Your current estimated compensation is either the total you enter as an override, or the sum of your base salary, annual bonus, estimated benefits value, and any current commission on your book. Your projected agency gross commission is your annual book gross profit multiplied by the agent split — shown at 60%, 65%, 70% and 75%.
Agent commission is a share of gross profit (revenue minus carrier cost), so the calculator asks for your book's annual GP rather than total revenue. If you only know revenue, apply your typical margin first. More on how freight agent commission works →
An independent agent runs a business. Gross agency commission is the top line of that business — before business expenses, benefits, taxes and any staff you hire. Treat the projected figures as a way to compare programs and model upside, not as personal income. See the full W-2 vs. agent comparison →